If you live in Florida, there’s a chance the state is holding onto money or property that belongs to you. No, this isn’t a scam—it’s called unclaimed property, and recovering it could mean anything from a forgotten bank account to an inheritance you didn’t know existed. Here’s everything you need to know, plus why hiring a lawyer registered as a claimant representative can make all the difference.
What Is Unclaimed Property in Florida?
Under Chapter 717 of the Florida Statutes, unclaimed property refers to any financial asset that’s been abandoned by its owner. Think dormant bank accounts, uncashed checks, life insurance benefits, or even the contents of a safe deposit box. When businesses or financial institutions can’t locate the rightful owner, they’re required by law to turn the property over to the Florida Department of Financial Services (DFS).
This is good news because the state acts as a custodian—not a collector. The property is held indefinitely, waiting for its rightful owner (or their heirs) to claim it.
How to Search for Unclaimed Property in Florida
Finding out if you’re owed money is surprisingly simple:
- Visit the Official Website: The Florida Treasure Hunt website, managed by the DFS, is your first stop. Just plug in your name and see what pops up. (Pro tip: Search for variations of your name, like maiden names or misspellings.)
- Check for Relatives: If you’ve lost a loved one, they might have left unclaimed property behind. You could recover it as their heir.
- Keep an Eye on Details: The search tool will show the type of property, the approximate value, and the reporting institution.
Why You Should Hire a Lawyer to Claim Unclaimed Property
Sure, you can file a claim yourself, but here’s why working with a lawyer—especially one registered as a claimant representative with the State Department CFO’s office—makes the process smoother and more successful:
- Streamlined Process with a Personal Touch:
I personally draft a customized letter of explanation with every claim submitted. This isn’t just a formality; it’s a detailed breakdown of your legal entitlement to the property, making your case stronger and clearer. - Speedier Turnaround Times:
As a registered claimant representative, I have access to the online portal that expedites claims processing. What might take weeks—or months—on your own can often be resolved much faster with professional assistance. - Avoiding Rejection:
DIY claims are often delayed or denied due to missing documentation or errors. I ensure everything is correct and complete the first time, minimizing back-and-forth delays. - Peace of Mind:
Some claims involve large sums, inheritance disputes, or tricky legal requirements. My expertise means I handle the complexities while you enjoy the results.
Why Acting Now Matters
Unclaimed property isn’t going anywhere, but the longer you wait, the harder it can be to gather the necessary documentation—especially when dealing with estates or old accounts. Hiring a lawyer ensures you don’t miss out on recovering what’s rightfully yours.
Get Started Today
If you suspect you or a loved one has unclaimed property in Florida, don’t leave it to chance. Contact our office today, and let’s find what’s yours. With my personalized approach, direct communication with the CFO’s office, and lightning-fast online submissions, your claim will be in the best hands possible.
Unlock your hidden treasure. Call us now.